Indiana DMV Practice Test

Question 1

What is 'subrogation' in auto insurance and how does it work?

Accepted Answer

When your insurance pays your claim and then seeks reimbursement from the at-fault party's insurance company - you may be asked to cooperate with this process

Answer

A process for adding additional drivers to a policy

Answer

Only relevant for commercial vehicle insurance

Answer

The process of canceling an insurance policy

Question 2

In Indiana, when must all traffic — regardless of direction — stop for a stopped school bus?

Accepted Answer

On any undivided road when the bus displays flashing red lights

Answer

Only in designated school zones between 7 AM and 4 PM

Answer

Only traffic traveling in the same direction must stop in all cases

Answer

Stopping is required only when a school-zone sign is posted nearby

Question 3

What does a flagger in a work zone mean?

Accepted Answer

The flagger is directing traffic — you must follow their directions just as you would a traffic control device

Answer

Flaggers are advisory only — you may proceed if you judge the road is clear

Answer

You may pass the flagger only if the other lane is empty

Answer

The work zone is ending

Question 4

In Indiana, operating a vehicle while intoxicated (OWI) with a BAC of 0.08%–0.14% is classified as:

Accepted Answer

A Class C misdemeanor for a first offense

Answer

An infraction — no criminal classification

Answer

A felony for any first offense

Answer

A Class A misdemeanor for any first offense

Question 5

At an uncontrolled intersection (no signs or signals), who has the right of way?

Accepted Answer

The vehicle arriving first; if simultaneous, the vehicle on the right

Answer

The vehicle traveling on the wider road

Answer

The larger vehicle

Answer

Whichever vehicle has the higher speed limit on its road

Question 6

In Indiana, which factor most increases the required following distance?

Accepted Answer

Poor visibility due to fog or heavy rain

Answer

Driving in the right lane

Answer

Traveling in a school zone

Answer

Driving on a divided highway

Question 7

In Indiana, failing to yield to an emergency vehicle is:

Accepted Answer

A Class A infraction with potential license suspension

Answer

A verbal warning for first offenses

Answer

A minor infraction with a small fine only

Answer

Only enforceable if an accident occurs

Question 8

What does 'duty of care' mean for drivers?

Accepted Answer

The legal obligation to exercise reasonable care to avoid causing harm to others while driving - failing in this duty creates civil liability

Answer

The legal requirement to carry car insurance

Answer

The requirement to yield at all intersections

Answer

Maintaining your vehicle in proper working condition only

Question 9

In Indiana, reckless driving is:

Accepted Answer

A Class B misdemeanor for a first offense — up to 180 days jail and $1,000 fine

Answer

An infraction — fine and points only

Answer

A Class A misdemeanor for any first conviction

Answer

A felony if damage exceeds $500

Question 10

In Indiana, what is the blood alcohol concentration limit that constitutes Operating While Intoxicated (OWI)?

Accepted Answer

0.08%

Answer

0.10%

Answer

0.05%

Answer

0.15%

Indiana DMV Practice Test

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